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Why You Need to Speak with an Attorney After a Car Accident

After speaking with the police and receiving medical attention, contacting a reputable personal injury attorney should be next on your list following a vehicle accident with injuries.  An experienced attorney will help you understand how your insurance will handle the situation and what legal options you have.  Read on to understand how the insurance company functions with respect to accident claims:

• An insurance representative will call you after the accident with the intention of settling the insurance claim.
• You will be recorded and any information you give the representative will be used to build the insurance company’s case that will determine a settlement offer.  
• If you agree to the settlement they offer, you eliminate any ability to modify it.  We recommend that you do not accept – either verbally or in writing – the original settlement provided by the insurance company.  Chances are that the initial settlement they offer will be only a small percentage of what your case is worth.    Before you speak with an insurance representative, call us at 561-447-4500. 

The Backstory on Insurance

As a for-profit company, the insurance company is incentivized to offer the smallest feasible settlement.  That means that the representative you speak with on the phone may attempt to convince you that your injuries are minor (even if they are not).  Diminishing your injuries or suggesting that you caused the accident (even if you were not at fault) are some of the tactics used by skilled representatives to quickly settle the claim.

Attorney Advocates

According to a study conducted by the Insurance Research Council[1], individuals who suffered injuries from auto accidents[2] received 3.5 times more in settlement compensation when represented by an attorney.  The study also found that the injured party was represented by an attorney in 85 percent of cases in which insurance companies settled injury claims.

If you were in an accident that was clearly caused by the negligence of another person or if you suffered injuries or damage to your car as a result of the accident, you will need legal guidance. 

An experienced personal injury attorney will protect your rights, preventing the insurance company from persuading you to accept an inadequate settlement.  The attorneys at ECanter Lawyers won’t let the insurance company exploit you.

If you or a loved one was injured in an accident, we urge you to consult with an experienced personal injury attorney.  A reputable attorney will not only provide you with legal guidance, but also use his or her expertise to counteract insurance company tactics aimed at lowering the value of your claim.

About ECanter Lawyers
When you are dealing with the chaos and pain of accidents and personal injuries, the last thing you need is technical, confusing legal language.  ECanter Lawyers breaks down the complexities and provides clear, informative answers so that you understand your legal options.

For over two decades, ECanter Lawyers has remained committed to honest, straightforward answers.  Named one of AVVO’s Clients’ Choice, ECanter Lawyers has helped clients receive multi-million-dollar verdicts, and millions of dollars in settlements.  ECanter Lawyers specializes in personal injury, motor vehicle accidents, medical malpractice, premises and product liability, and healthcare law. 

With offices conveniently located throughout South Florida and 24/7 services, ECanter Lawyers personal injury law firm offers you the personalized attention that you need in order to maximize your compensation. 

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[1] https://www.insurance-research.org/ and https://www.worldcat.org/title/paying-for-auto-injuries-a-consumer-panel-survey-of-auto-accident-victims/oclc/61296093?referer=di&ht=edition

[2] Study includes car accidents due to driver, manufacturer and/or government negligence.  https://www.insurance-research.org/ and https://www.worldcat.org/title/paying-for-auto-injuries-a-consumer-panel…