Florida is one of only 12 states in the nation that has a no-fault car insurance system. If you have recently moved to Boca Raton, Ft. Lauderdale, West Palm Beach or anywhere else in South Florida from one of the other 38 states, it’s important that you understand the differences between this system and the one used in your previous state.
All drivers in Florida are required to carry a $10,000 Personal Injury Protection (PIP) insurance policy as well as a $10,000 Personal Damage/Liability (PDL) policy. If you are involved in an accident, your own PIP plan will pay 80% of your medical expenses, up to $10,000, regardless of whether you or the other party caused the accident. Your PDL will cover damage that you caused to another person’s property.
If the other party is at-fault for your injuries, there are two instances in which you can file a claim against their insurance:
If your situation falls into either of the above two categories, you are able to file a claim that will cover medical bills; lost wages; medication; rehabilitation; assistive devices; lost wages; as well as noneconomic losses, such as pain and suffering and loss of consortium.
While Florida law requires that all drivers carry PIP and PDL insurance policies, the Insurance Information Institute (III) reports that 15.9% of Florida drivers are uninsured[2]. If one of these uninsured drivers seriously injures you in a car crash, and your medical bills/lost wages exceed $10,000, you will have no practical means to recoup these costs from the other driver. For this reason, many drivers choose to purchase Uninsured/Underinsured Motorist coverage in addition to their PIP and PDL coverage. An Uninsured/Underinsured Motorist policy will cover your medical bills and lost wages if you are hit by an uninsured driver, potentially saving you from financial ruin.
Another policy many drivers choose to purchase is a Bodily Injury Liability (BIL) policy. This policy will pay for the medical bills of the other party if you are at-fault for an accident. If you don’t purchase a BIL policy and the other party files a claim against you, they can sue you personally to recover their medical expenses/lost wages, which can put you in a catastrophic financial situation.
If you have been seriously injured in a car accident in Palm Beach, Broward, or Miami-Dade counties, seek medical attention right away. Then, call ECanter Lawyers. We will investigate the details of your situation to determine if you have a legal case to seek compensation from the negligent party.
When you are dealing with the chaos and pain of accidents and personal injuries, the last thing you need is technical, confusing legal language. ECanter Lawyers breaks down the complexities and provides clear, informative answers so that you understand your legal options.
For a quarter of a century, ECanter Lawyers has remained committed to honest, straightforward answers. Named one of AVVO’s Clients’ Choice, ECanter Lawyers has helped clients receive multi-million-dollar verdicts, and millions of dollars in settlements. ECanter Lawyers specializes in personal injury, motor vehicle accidents, medical malpractice, premises and product liability, and healthcare law.
With offices conveniently located throughout South Florida and 24/7 services, ECanter Lawyers personal injury law firm offers you the personalized attention that you need in order to maximize your compensation.
ECanter Lawyers
561-447-4500
Boca Raton | West Palm Beach | Coral Springs | Ft. Lauderdale | Miami
[1] The Florida Legislature. Statutes & Constitution :View Statutes : Online Sunshine (state.fl.us). Accessed September 5, 2024.
[2]Insurance Information Institute. Facts + Statistics: Uninsured motorists | III. Accessed September 5, 2024.
Our South Florida personal injury law firm offers you the personalized attention that you need in order to maximize your compensation.. We’re available to you 24 hours a day, 7 days a week.
Our firm operates on a contingency-fee basis, which means that you pay us nothing unless we make a recovery for you!
Don't hesitate to call us anytime; we want to know you and your family, how your legal issue is affecting you, and what we can do to help.
Named one of AVVO's Clients' Choice, Mr. Canter has helped his clients receive multi-million-dollar verdicts, and millions of dollars in settlements.
You will speak directly to a member of the team at ECanter Lawyers. Our Boca Raton attorneys want you to be as informed as possible with your own case, so ask us questions until you feel completely comfortable.
With over two decades of experience, Eric Canter has handled thousands of personal injury cases and we use that experience to maximize case results for all of clients.
Our South Florida personal injury law firm offers you the personalized attention that you need in order to maximize your compensation. We have offices conveniently located throughout South Florida in Boca Raton, Coral Springs, West Palm Beach, Ft. Lauderdale, and Miami, Florida, so we're never too far away from where you are. Our firm operates on a contingency-fee basis, which means that you pay us nothing unless we make a recovery for you.
We’re available to you 24 hours a day, 7 days a week. Our firm operates on a contingency-fee basis, which means that you pay us nothing unless we make a recovery for you!
3335 NW Boca Raton Blvd.
Boca Raton, Florida 33431
Phone: (561) 447-4500
Office Time: 24 / 7
Disclaimer: The information throughout this south Florida personal injury lawyer website is not intended to be taken as legal advice. The information provided by ECanter Lawyers is intended to provide general information regarding injury and accident claims including car & truck accidents, medical malpractice lawsuits, premises liability claims, product liability, and workers’ compensation claims for South Florida residents. If you are interested in a free case review please contact our injury attorney, Eric Canter. We now serve the following locations: Palm Beach County including Boca Raton, Boynton Beach, Delray Beach, Greenacres, Lake Worth, Royal Palm Beach, Wellington, and West Palm Beach; Broward County including but not limited to Coral Springs, Deerfield Beach, Fort Lauderdale, Lighthouse Point, Margate, and Pompano Beach; and Miami-Dade County including Miami. © 2024 Copyright ECanter Lawyers. All Rights Reserved. We now serve the following locations: Palm Beach County including Boca Raton, Boynton Beach, Delray Beach, Greenacres, Lake Worth, Royal Palm Beach, Wellington, and West Palm Beach; Broward County including but not limited to Coral Springs, Deerfield Beach, Fort Lauderdale, Lighthouse Point, Margate, and Pompano Beach; and Miami-Dade County including Miami. Web Development by IWD Marketing
